In most European countries, health insurance is mandatory for all residents, including foreign players who come to play basketball. Finding out what is covered and what not is your responsibility.

In most European countries, the employer usually pays for half and the other half is taken directly out of your salary each month. This is important because medical treatment can be very expensive, and without insurance, players may face financial difficulties in the event of an injury or illness.

Players should also be aware that the type of health insurance required may vary depending on the country they are playing in. For example, some countries may require players to have private health insurance, while others may accept public health insurance. 

It is also important to note that some European countries have reciprocal healthcare agreements with certain countries, which means that players from those countries may be eligible for free or reduced-cost healthcare while playing in Europe. It would be wise to speak with your agent about this when you decide which country you will be playing in.

Health insurance is a crucial consideration for overseas basketball players when playing overseas. Find out if and how you will be insured by your team. Ask what is covered and is not covered. Also, find out if you are seriously injured, does the insurance pay a percentage of your salary and for how long!

Do not wait until something actually happens to find out!